Sell Your House Fast in Texas Without Guessing at the Number
We connect Texas homeowners with vetted cash buyers and show you the actual math behind the offer before you commit to anything.
- No Fees or Commissions
- Any Condition, As-Is
- Close in 7 to 21 Days
Free to call. We're a referral service, and the buyers we match you with pay us, never you.
Here's What a Cash Offer on a Texas House Looks Like
If you need to sell a house fast in Texas, start with how buyers actually price one. Take a three-bedroom in Fort Worth that would be worth $280,000 fixed up. A serious cash buyer starts there, at the after-repair value, and works backward. Most pay 70 to 85 percent of that figure, minus whatever the repairs cost. Say the place needs $25,000 of work. At 78 percent, the math runs $280,000 x 0.78 = $218,400, minus $25,000, for an offer a bit over $193,000.
That discount isn't a trick. It covers the buyer's risk and holding costs while crews do the work, plus their profit. If your house is in good shape and you can wait two or three months, listing with an agent will usually net you more, and we'll say so on the phone. The trade you're making with a cash sale is price for speed and certainty: no repair negotiations after an inspection, no financed buyer backing out in week five.
One thing we're upfront about: Maria Mercedes Home Solutions doesn't buy houses ourselves. We're a free matching service. We vet investors for proof of funds and a clean track record, then introduce you to the one who fits your situation. If the place needs work you don't want to touch, start with how selling a Texas house as-is works, because disclosure rules still apply even when nothing gets repaired.
And if you're torn between a fast sale and a full listing, our cash offer vs listing breakdown runs the numbers side by side, including the cases where listing clearly wins.
Texas Selling Costs and Timelines, All in One Table
Texas treats sellers better than most states in one way (no state income tax touches your proceeds) and worse in another (property tax bills that make buyers wince). Here's what shapes a sale here.
| Item | Typical figure | Why it matters |
|---|---|---|
| Effective property tax | 1.6% to 2.2% in most metros | Prorated to your closing day; buyers factor the bill into offers |
| Foundation repair (clay soil) | $10,000 to $30,000 | DFW and Houston clay swells and shrinks; pier work isn't cheap |
| Roof replacement after hail | $12,000 to $25,000 | North Texas sits in hail alley; insurers check roof age |
| Owner's title policy | Roughly $1,800 on a $250,000 sale | Rates are state-set; sellers often pay it by local custom |
| Non-judicial foreclosure | About 41 days start to finish | A 20-day demand letter, then a 21-day notice of sale |
| Cash closing | 7 to 21 days | Title work is the main variable |
| Financed retail closing | 45 to 60 days | Appraisal and underwriting add weeks |
That 41-day foreclosure figure deserves a second look. Texas doesn't run foreclosures through a courtroom. Once the notice of sale is posted, your house can go to auction in three weeks. If you're behind on payments, a cash sale can pay off the loan before the sale date, but only if you start while there's still calendar left.
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Call and talk through your options with someone who knows Texas closings. It's free, and there's no pressure to accept anything.
Where Texas Buyers Are Active, From the Gulf to the Border
In Houston, the questions are flood history and foundations. A house near Greens Bayou or in Meyerland that took water carries a stigma retail buyers won't touch. Cash buyers don't panic over it. They pull the flood record, price the risk, and make an offer anyway.
Across DFW, hail writes the script. A ten-year-old roof in Plano or Arlington can sink a financed deal the moment the insurer balks. San Antonio's older stock inside Loop 410 often needs updates a first-time buyer can't borrow for. And El Paso simply moves slower, with days on market that stretch past what a relocating family can afford to wait out.
Our buyer network doesn't stop at the state line either. We match sellers with cash buyers in Oklahoma, fast home sales in Missouri, and Tennessee house buyers, and you can browse every state we cover in one place.
Texas Seller Questions, Answered Straight
How fast can I actually close on a Texas house?
Seven days is possible when the title is clean and the buyer's funds are ready, but 10 to 21 days is the honest average for a Texas cash closing. The title company needs a few days to run its search and clear any liens, then your lender has to produce a payoff letter. An estate that hasn't cleared probate or a missing ex-spouse on the deed will add time. Neither kills a cash deal. A good buyer flags those issues before you sign, not at the closing table.
Do I have to fix foundation problems before I sell?
No. Cracked slabs are practically a Texas specialty thanks to clay soil that swells every wet spring and shrinks all summer. Pier work typically runs $10,000 to $30,000, which is exactly why financed buyers walk away from foundation issues. Cash buyers bid with the repair already subtracted. You'll feel it in the price, but you won't write a check or babysit a repair crew. One thing that doesn't change: Texas still requires a seller's disclosure notice on most home sales, so you'll list known defects honestly. As-is changes what gets fixed, not what gets told.
Will I owe taxes when I sell my house in Texas?
Texas has no state income tax, so the state takes nothing from your sale profit. Federally, most owner-occupants owe nothing either. If you lived in the home for two of the last five years, up to $250,000 of gain is excluded from tax, or $500,000 for a married couple filing jointly. Property taxes get prorated at closing, so you cover only the days you owned the house this year. Landlords selling rentals are the exception and should talk to a CPA first, since depreciation recapture is real money.
I'm behind on my mortgage. Is it too late to sell?
Usually not, but the clock here is unforgiving. Texas foreclosures don't go through court. After a 20-day demand letter, your lender can post a 21-day notice of sale, so a house can reach the auction block roughly 41 days after the first notice. A cash closing takes two to three weeks, which means calling early keeps every option open. If your sale date is only days away, a foreclosure attorney may be able to buy time first. We'll tell you plainly which situation you're in.
Ready for a Real Number on Your Texas House?
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